Tejaswini Scheme J&K : Interest Rate & Benefits, Eligibility

The Jammu and Kashmir government is empowering to encourage the women to provide the financial assistance those who want to start a business. So it can launch a Tejaswini Scheme for women to become self dependent through the business venture. The aspiring female entrepreneurs for taking timely and life changing decision and entrepreneur choosing as their career choice. Experience can be sharing and great deal of confidence to start a journey. Under this scheme facilitated to avail financial assistance to the extent of Rs 5 lakhs and enable them to become self-relevant.

Through this scheme the government is to provide financial help for women and girls. It can give 10%help to start a business and you know any idea it can share easily for taking the benefits. Small business venture like retail outlets of readymade garments and boutiques etc. Read this article completely and carefully to know about the full detail.

J&K Tejaswini Scheme

To empower and encourage the women for income generation for activities either small business. A scheme is to provide financial assistance to the young women for setting up gainful self employment venture. Tejaswini Scheme J&K provide the support of Rs 5 lakhs to young women for set up a venture. Women age between 18-35 is become self employed. Skill development, credit support and marketing support can be contributing 10% of the company. Government is facilitating soft finance for setting unit and women for income generation for activities. Women can empower, self dependent and interest can cover by the government. J&K for setting up gainful self employment venture, training aptitude and local condition. Female entrepreneurs shall be facilitated to avail financial assistance and it can release on the occasion of Women’s Day. The loan is very helpful and company investment a sizeable sum to growth.  

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Objective of Tejaswini Scheme J&K

The main motive is providing the financial assistance to start a business and 10% of the company investment aids in the growth. To support the women and girls for helping to start a business. Rs 5 lakhs is provide to the young women for set up a venture. Unemployment youth are facilitated to procure small commercial vehicle for subsidized basis. Encourage women for income generation for the activities and facilitating soft finance for setting. Scheme is to provide financial assistance to young women at the age of 18 to 35 years. Interest compound of loan shall be covered by the government and women entrepreneur hold not less than 50% of financial holding. J&K unemployment rate is higher than national average it can also sharing idea and take a benefit of this scheme. Women must be self dependent through their own business venture, setting up self employment, aptitude and local condition.

Detail of Tejaswini Scheme

Name of article                                                                                                                    J&K Tejaswini Scheme  
Launched byLieutenant Governor Sinha
BenefitsGirls and women of the state
ObjectiveEstablish small business to achieve their dream
Financial assistanceRs 5 lakhs
Applying ModeOnline /Offline
Official Websitehttps://www.jkyouthportal.in/

Benefits of Tejaswini Scheme J&K

  • This scheme can be started by Lieutenant Governor on the occasion of Women day.
  • It can also provide the financial help to women and girls.
  • Women can easily start their own business by providing the financial assistance.
  • The government can also pay the interest of loan and it is very helpful.
  • You have a new and creative idea then you can share, take the benefits.
  • For starting a new venture women can get a loan of Rs 5 lakh.
  • Only Jammu and Kashmir women can take a benefit of this scheme.
  • Women can set up new venture, suited to their skills aptitude and local condition.
  • To empower and encourage women for income generation for small business.
  • It can also self dependent and empowered through their own business venture.
  • Financial assistance is only for young women and provides entrepreneur not less than 50%of financial holding.
  • Women entrepreneur do not have to visit any office for the purpose.
  • J&K Government is facilitating soft finance for setting up new enterprises.
  • Girls can be self dependent through their business venture.
  • 18 to 35 years age women setting self employment and training.
  • Those who are domicile and have matriculation can also take benefits.
  • This scheme has the distinction of being kind of repayment of financial assistance.
  • To facilitate soft finance for setting up new unit and purchase various product.

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Eligibility for Tejaswini Scheme

  • Applicant must be permanent residence of Jammu and Kashmir.
  • Women and Girls can be eligible.
  • 18-35 years of age can provide the financial assistance.
  • Not a government job holder can be eligible.
  • It is good business plan those who were jobless.
  • Those who were unemployment can get business.

Name some activities under Tejaswini Scheme J&K

  • Yoga centre
  • Training Institute
  • Boutique
  • Canteen
  • Cyber cafe
  • Beauty Parlour
  • Restaurant
  • Fitness centre
  • Creche
  • Xerox Centre
  • Laundry & Dry cleaning

Important Document for Tejaswini Scheme

  • Aadhar card
  • Domicile certificate
  • Passport size photo
  • Income certificate
  • Mobile number
  • Birth certificate

Applying Process for Tejaswini Scheme J&K

  • Website home will be open and then you will see the registration form.
  • Form will be open on screen fill all the required detail like name, address and education qualification etc.
  • Attach the entire required document.
  • Then you have to submit the form online.
  • When you submit you can get a registered ID and it can be save for the future.
  • Bank can be verifying your document, loan will be approved.

Status checking process of Tejaswini Scheme

  • Firstly visit on the official website of this scheme.
  • Then you have login your account by using registration ID and password.
  • After you can view your application status.
  • Update notifies you if you can get a loan.


Que: How much loan amount can be get?

Ans: Loan Rs. 5 lakh.

Que: In which state women can be eligible?

Ans: Women of Jammu & Kashmir.

Que: What is the main objective of this scheme?

Ans: Provide a financial help to set up a business.

Que: How much age can be required for it?

Ans: Age of 18-35.

Que: Name some activities for Tejaswini Scheme J&K?

Ans: Cyber Café, Beauty Parlour, Boutique, Yoga Center and Photocopying etc.

Que: Who can be beneficiaries for this?

Ans: Girls and Women of J&K.

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